Construction site with tower cranes at a residential development

Property Finance

Straightforward lending, built on relationships.

Royal Crest International delivers streamlined property finance without bureaucratic delays — decisions made by experienced people, not committees.

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The Royal Crest lending team in discussion

About Royal Crest Property Finance

We provide fast, flexible lending to experienced property professionals across the UK. Our promise is simple: clear terms, direct access to decision-makers and funding certainty from first enquiry through to exit.

Bold & ambitious

We back capable borrowers with conviction, structuring facilities that match the ambition of the project.
Straightforward

Clear terms, direct communication and rapid credit decisions — no hidden processes, no surprises.
Supportive

A relationship-first approach that stays with you from initial enquiry through to practical completion and exit.

Listen to Crest Conversations — our real estate podcast covering the topics shaping the property sector.

Our approach

Our products

Flexible capital for every stage of the property lifecycle. From acquisition through construction to sale, our facilities are structured around your scheme — not the other way round.

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Bridging Short-term capital solutions

Short-term capital for acquisitions, refinancing and time-critical opportunities. Fast credit decisions with terms typically from 3 to 18 months.

Loan size: £1m – £25m
Term: 3 – 18 months
Max LTV: Up to 75%

Discuss a bridging loan

Development Facilities Stretched senior loans up to 36 months

Stretched senior development loans for residential and mixed-use schemes, supporting experienced developers from groundworks to completion.

Loan size: £2m – £50m
Term: Up to 36 months
Max LTGDV: Up to 70%

Fund a development

Exit Loans First charge loans up to 12 months

First charge development exit loans releasing equity from completed schemes and reducing finance costs while units are sold.

Loan size: £1m – £30m
Term: Up to 12 months
Max LTV: Up to 75%

Plan your exit

Our expertise

Royal Crest Property Finance sits within the wider Royal Crest International group. Our lending team combines decades of experience across real estate credit, construction and development — and decision-making authority sits with the people you deal with day to day.